Need urgent money, and don’t want to embarrass yourself in front of relatives by asking for money? Then, what will you do?
Do you have a car or any other vehicle? Then you can get a loan. Yes, it is true. If you are the owner of any vehicle, car, truck, motorcycle, truck, etc. Then you can get a loan.
This type of loan is known as car title loan or title loan. A car title Loan also known as a title loan is a type of loan in which your vehicle such as a car, truck, motorcycle, etc can be used collateral to borrow money. Yes, now you can use your car to get a loan.
There are so many title loan providers but which is the best one? This is what we are going to discuss in this article.
There are so many car title loan providers in the market, and you want the best one for you, but which is the best one? Definitely, you will look for what they are providing, their interest rate, and many other things. One such title loan provider is FastTitleLoans.
FastTitleLoans is an agency that connects borrowers to suitable lenders in several states of the USA. Don’t mistake them for a money lender or a broker of any lender because they are not. They only link the borrower to their suitable lender.
FastTitleLoans ensures you the easiest and quickest title loans. Applying for the title loan in the FastTitleLoans you don’t have to go out. You can apply for a loan by sitting on your laptop as it is an online agency. What’s more, FastTitleLoans will provide “Title Loans Near Me” to help you find out the most suitable loans near you.
Isn’t this easy? You don’t have to step out of your house. There is no chaos or hassle while applying for a loan. Moreover, taking a loan from the bank takes a lot of time, it can take a few days or a few weeks. But in FastTitleLoans, in fact, it just takes a few hours, 24 hours is the peak, but not more than that.
These features of FastTitleLoans make it the most desired title loan provider in the USA.
What Loans You Can Get From FastTitleLoans
FastTitleLoans provide you with various types of loans to save you from your mess. Let me clear this up again they are not direct lenders. They will find loan lenders near you, who will give you the money.
Among the different types of loans you can analyze all of them and decide which type of loan you want according to your needs. Read below or just click here to find out which of the FastTitleLoans is the best loan for you.
- Short-Term Loans: Short-term loans, as its name suggests, is a type of loan for a short period. It is normally borrowed by those people who want a small amount of money. Banks also provide short-term loans but with high interest rates.
- Same-day loans: Same-day loans, as the name suggests allows you to borrow the needed money within a day. It is a short-term loan for those who are in need of money urgently. As the procedure of granting a loan in the bank takes forever. Here, they find a suitable lender in a single day.
- Payday Loans: Payday loans, also known as small-dollar loans, are a type of loan that you can get easily even with a bad credit score. This kind of loan is suitable for those who need the money for the short-term and will pay it on time.
- Installment Loans: An installment loan is a type of loan, where a specific amount of money can be borrowed. Then, you have to pay the borrowed amount with the interest in installments.
- Personal Loans: Personal loans are a type of loan that is to be paid back in installments for 2-7 years. If you need a large sum of money, then you can consider a personal loan. Such as for marriage, renovation, etc.
- Cash Advance: A Cash advance means you get money from a credit card issuer. It is a short-term loan for a high-interest rate that can be repaid fully at the end of the term.
Here, the lenders can directly withdraw the full payment from the borrower’s bank account rather than paying in installments.
- Bad Credit Loans: Bad credit loans, as the name suggested for those, whose credit history is not good. FastTitleLoans connect the borrower to lenders who do not care about the previous background of the borrower. Generally, people lending bad credit loans charge higher fees.
- Quick Loans: Quick loans us for those who need financial aid urgently. This short-term loan provides cash quickly. For this, you don’t need to wait for days, intact you can get money within a few hours.
How To Apply For Title Loans Via FastTitleLoans?
The application process for car title loans in FastTitleLoans is very easy. It is a hassle-free process. You do not need to leave the comfort of your home, no technicalities, no chaos, nothing. Applying for a car title loan via FastTitleLoans is very easy. The process for the application for the car title loan is given below:
- Application Form: For starters, you have to fill out a form from the website, which will help you to connect with the loan lenders. In the form, you have to give all your details, like the car details [picture of the car, model name, ear of the model, etc.] and the personal details [ id proof, address proof, etc].
After this, you will come across a list of loan lenders near you, and there you will analyze which one is a better option for you.
- Instant Decision: The moment their loan lenders receive your application attested with the required information. The lenders will review your car and value it according to the market data. Once the assessment is done, they will make a quick decision on whether to give you the title loan or not. Once he makes the decision, you have to sign an agreement.
- Get Your Needed Money Quickly: Once you reach an agreement with the lender, the borrowed cash will be transferred to you directly in your bank account in almost 24 hours and even less than that, but not more than that.
Why We Choose FastTitleLoans?
In the above section, we discussed the types of title loans FastTitleLoans provide as well as its features. But a question comes here: why we should choose FastTitleLoan as a car title loan provider? What quality do they have that other loan providers don’t? In this section we will discuss the pros and cons and why borrowers should choose FastTitleLoans as a title loan provider.
- You don’t have to wait for the loan longer
FastTitleLoans ensures to transfer the required amount in your bank account in a few hours. This means, it is their policy to transfer the loan within 24 hours at max. You don’t have to wait for days and weeks, you just have to wait for a few hours. That’s it. For this they provide you various types of title loans that ensure the money in a few hours.
- Bad or lesser credit scores have less impact:
Yes, if you want a car title loan from FirstTitleLoans, a bad or lesser credit score doesn’t matter. This means your previous financial status is good or bad it doesn’t matter. In fact if you have bad score credit, you will get the title loan. You don’t have to worry about it.
- Their availability
FastTitleLoans is available in more than 30 states out of 50 states in the USA. It is catered in 31 states and provides their services there. With their vast network they tried to help the borrowers in their crisis by connecting them to their suitable lenders.
Where there are various advantages of applying title loan via FastTitleLoans, there are few disadvantages as well.
- Some title loan lenders may have high fees.
Some title loan lenders may provide high fees. Because of this you have to pay a lot more than you borrow. This is what you have to analyze the lenders properly and select wisely.
- Higher interest rates than other loans
Some loans in FastTitleLoans may have higher interest rates. So if you don’t want to pay more money than you borrow. Then research properly before making a decision.
- You may lose your vehicle
Yes, if you are unable to repay your loan on the decided time, then you may lose your vehicle. Your vehicle’s possession will go to the lender. So, if you don’t want this, then pay your loan on time.
Possible Alternatives Of Car Title Loans
It’s not necessary that if you want money immediately, then you have to take a car title loan. There are a few alternatives to car title loans that you can use in case you need money urgently. They are as follows:
- Payday check: If you are in a good relationship with your employer, then you can ask him for your payday check in advance. This can fulfill your urgent need for money. And also you don’t have to give your car as collateral to get money.
- Family and Friends: When you are in crisis, the first thing you do is to ask for help from friends and family, right? So, when you need money immediately, you can ask your friends and family. They would definitely help you without asking any questions.
- Credit Cards: You must be thinking, why is a credit card in this category, isn’t it? Let me tell you, if you are in a dire need of money, you can cash it from your credit card if you have it. Credit cards have a specific limit and if you don’t pay it on time, you will have to pay the interest. Also, the interest rate on credit cards is very low.
In this article, we discussed car title loans. Here a question arises there are so many title loan providers in the market, which one will you choose? Definitely, you want the best for yourself. Here, we recommend you the best in the market, FastTitleLoans.
The easy application for the car title loan, the wide network, the different types of loans for the borrowers, and ensuring loan within 24 or even less than that, make it the best option for car title loans.
I have mentioned in the article again and again that FastTitleLoans is not a direct loan provider nor a broker of any particular loan lender.
The job of FastTitleLoans is to connect various loan lenders to the borrowers who will give them the loan.
FastTitleLoans provides its services in 31 states of the USA. They are not available in all the states of the USA because in some ‘states’ car title loans are banned. But with 31 states they are the largest title loans provider.
I hope this article will help you with all your queries regarding car title loans. Just keep this in mind before taking a loan, analyze your options properly, and then make the decision.